Senior loans are being increasingly demanded by retirees seeking to make applications, taking into account that they have a pension with which to return the amounts of the installments, with total peace of mind and without effort.
The financiers that in the current times, offer quick loans, do not have problems when delivering the money to people who are retired. Even retirees are often one of the profiles that financial companies prefer, this is because the economic situation of a retiree is very stable, compared to the economic situation of an employee who has a temporary contract.
It is one of the pioneer banks in offering loans to retirees or loans to the elderly. Thanks to the Club Ahora service , a set of financial services aimed at the elderly. They are loans to be returned in 4 years maximum and thousands of euros can be requested.
La Caixa also has credit cards for retirees, without maintenance fees, as long as there are expenses over € 300 in total, throughout the year. In addition there are very large discounts, such as 40% discount when traveling in Renfe .
Life expectancy is increasing , especially in Spain, which is one of the countries with the highest life expectancy in Europe. Having a longer life expectancy, older people also need to consume, and also to invest . There are also more reasons why retirees increase their demand for funding, for example, that in recent years, with the increase in temporary jobs in the young population are becoming one of the most important pillars of the family , in the economic aspect and also in great holders of assets and guarantees.